If you are considering buying a home, you may have heard your friends complain about how their mortgage eats up a good chunk of their money every month. This only happens when you don’t prepare enough and explore all your options. It is all a matter of being well informed, preparing well and, more importantly, having patience. You will have to think about a few critical factors that will increase your chances of being eligible and securing a good mortgage deal for your home. We will give you some top tips on how you can get the best mortgage deal.